Accessible Premium Financing
Protecting your earnings is critical to insuring your ability to save for retirement. Due to contribution limitations, traditional retirement plans alone are typically insufficient for high income earners. If you want to maintain your lifestyle in retirement, you need a proactive strategy that puts more money toward protecting your future income without putting a drain on current finances.
Kai-Zen uses leverage to help you acquire more of the insurance benefits your family needs. Using your policy as the sole collateral for outside bank funding, Kai-Zen contributes more to your life insurance policy in order to give you greater potential for supplemental retirement income. Tax free growth with potentially tax free distribution.
Available as part of individual financial plan or as part of Executive Compensation plan.